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Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

0800 072 572 587 00
Mon - Fri | 8 a.m. - 8 p.m. toll-free

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Care at home or in a nursing home?

Receive the best care depending on your personal situation

When someone becomes in need of care, a crucial question often initially arises: where can I receive the best possible care – at home or in a nursing home? This decision almost always depends on individual circumstances. That’s why it is important to weigh up the key factors and discuss them thoroughly with family members in advance.

What are the arguments in favour of a nursing home?

Family members who take on the responsibility of providing care at home face significant demands. As a result, both the physical and mental strain can eventually become overwhelming. Alongside a full-time job, family commitments or one’s own health issues, caring for a family member is almost impossible to manage in the long term.

The additional strain affects one’s entire life and personal circumstances: less time for friendship and hobbies, constant availability and physical exertion. All of this often leads to restlessness and exhaustion. Being aware of these potential challenges and consequences is an essential part of deciding on care at home.

If it becomes apparent that the challenge is becoming too great for relatives, placement in a nursing home can be a good solution. Why? Because this solution offers a structured and secure environment: all-day care, rapid medical assistance and a care plan tailored to the residents’ mental state.

Another advantage is that people in need of care can socialise and make friends in a nursing home. The homes also offer a wide range of activities to suit different interests: excursions, reading groups, sports and games afternoons.

If you feel that care in a nursing home is the best solution for you, please feel free to find out more. You can find the eligibility criteria and the level of benefits for nursing homes on our page ‘Care in a nursing home’.

You can also use our checklist to help you find a good and suitable nursing home:

SBK nursing home checklist(only in German)

Find out more about the benefits:

Care in a nursing home

When is care at home possible?

It is reassuring to be able to live in familiar surroundings, even when in need of care. However, this requires that you are still able to manage well on your own at home and that family members or friends can assist with daily care. It is also important that your home is fully accessible and that care can be provided there. Various support options are available for care at home, such as care services and benefits that facilitate care, such as a subsidy for home adaptations.

Our checklist helps you find a suitable care service to support you with care at home: Checklist for care at home(only in German)

We’ve compiled further information on the topic for you here:

Care at home

Are there any other alternatives?

Alternatives to nursing homes and care at home are becoming increasingly popular. You can find further information on our page Alternative living arrangements.

Eine Mitarbeiterin der SBK berät einen Versicherten und zeigt ihm etwas auf einem Tablet.

Support right from the start

Care situations can arise suddenly and present major challenges for both those affected and their family members. Make use of the personalised SBK Long-Term Care Consultation Service. We will help you organise the care and work with you to select the right care benefits.

Go to the SBK Long-Term Care Consultation Service

0800 072 572 572 50

Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

0800 072 572 587 00
Mon - Fri | 8 a.m. - 8 p.m. toll-free

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