Supplementary nursing care insurance
Well cared for in the future - with supplementary care insurance from our partner ARAG
If you want to be cared for at home for as long as possible or if care in a nursing home is an option for you, then you will incur expenses for a caregiver or nursing home costs. These are only partially covered by statutory nursing care insurance – despite increasing benefits. The difference is your monthly contribution, which can amount to more than €1,500 for a nursing home place, for example. Making provisions for long-term care does not just mean securing your own financial future. It also means relieving the financial burden on your children and closest relatives. Secure your future in good time and benefit from low contribution rates and the protection of early coverage while you are still young.
This is what supplementary nursing care insurance covers
Supplementary nursing care insurance protects you against high costs should you require nursing care in the future. If you take out this insurance, you will receive a government subsidy of €60 per year. The benefits provided by supplementary nursing care insurance are graded according to the level of care required and amount to the following minimum amounts (for a 50-year-old person; the benefits are significantly higher for younger people):
Example of benefits from supplementary nursing care insurance: Outpatient care for a person with care level 3 costs an average of €1,800. The maximum benefit from statutory nursing care insurance is €1,298 in this case. This leaves a co-payment of €502 for the insured person in need of care. With the SBK FörderPflege tariff, the insured person receives €180 from the tariff for care level 3. This reduces the costs they have to bear themselves by around a third: from €502 to €322.
For optimal additional protection, you can supplement the SBK FörderPflege care tariff with the other supplementary care tariffs offered by our cooperation partner ARAG. As an SBK customer, you receive these tariffs commission-free and at exclusive conditions.
Online tariff conclusion will be available again soon. You can find the premiums for the tariffs with SBK discount here.
You are also welcome to contact the ARAG Premium Team at 089 4124-8220.
Why is supplementary nursing care insurance worthwhile?
Private supplementary care insurance is worthwhile for you if you want additional protection against high care costs. It is not only important for ensuring security in old age, but also for younger insured persons in the event of a need for care due to an accident or illness.
How do I get supplementary nursing care insurance with SBK benefits?
Just give us a call or send us an email – the ARAG Premium Team will answer any questions you may have about supplementary insurance.
