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Additional outpatient insurance

Additional coverage for alternative medicine treatments, eyeglasses, and contact lenses

With SBK, you can rest assured that you will receive the best possible treatment to get you back on your feet quickly. SBK also has you covered when it comes to alternative treatment methods. Here you will find a range of services that goes far beyond the statutory requirements. However, not all natural healing methods are covered. If you decide to seek treatment from a naturopath, you will usually have to bear the costs yourself. Glasses and contact lenses are generally only subsidized for children. Therefore, protect yourself against high additional costs for alternative practitioners and visual aids with exclusive supplementary insurance from our cooperation partner ARAG for outpatient services.

Eine Ärztin und ihr Patient sitzen an einem Tisch und sie erklärt ihm anhand eines Dokuments verschiedene Behandlungsmöglichkeiten.

Outpatient supplementary insurance – your benefits

  • You can obtain our partner's supplementary outpatient insurance at a lower price than on the market. For example, a 30-year-old adult pays €4.95 per month for the SBK outpatient extra tariff and €8.49 per month for the SBK outpatient extra plus tariff.
  • You benefit from the tariff's benefits without a waiting period.*
  • This is what supplementary outpatient insurance covers

    With the outpatient supplementary insurance from our cooperation partner ARAG, you are well covered against treatment costs from a naturopath. Depending on the tariff, you will also be reimbursed for the costs of glasses and contact lenses. Repatriation from abroad, including by emergency jet, is included. The costs of medically necessary treatment abroad are also covered.

    The SBK ambulant extra tariff is the right choice for you if you occasionally make use of naturopath treatments and would like a solid subsidy for visual aids. Co-payments for remedies and medical aids are then a thing of the past.

    Choose the SBK ambulant extra plus tariff if you regularly visit a naturopath and would like a higher subsidy for glasses and contact lenses. You will also receive remedies such as fango or massages as well as medical aids without co-payments.

    You can find more information on benefits and conditions on the website of our cooperation partner ARAG. There you can also calculate your individual contribution.

    Calculate contribution

    Why is supplementary insurance for outpatient services worthwhile?

    Our partner ARAG's supplementary outpatient insurance covers the agreed amount of the costs for alternative practitioners and visual aids, as well as other costs for outpatient services.

    The scope of benefits covered by statutory health insurance (GKV) is determined by law. For some services, you will have to pay a co-payment yourself, for example for medication, bandages, remedies, and medical aids, or for treatment by a naturopath. Private supplementary insurance reduces this co-payment by the agreed amount, depending on the tariff.

    How do I obtain supplementary insurance for outpatient services with SBK benefits?

    Just give us a call or send us an email – the ARAG Premium Team will answer any questions you may have about supplementary insurance.

    Phone: 089 4124-8220

    Email: sbk-vertrag@ARAG.de

    0800 072 572 572 50

    Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

    0800 072 572 587 00
    Mon - Fri | 8 a.m. - 8 p.m. toll-free

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