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0800 072 572 587 00
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sbk.org Insurance & Tariffs Contributions Unemployed persons

Unemployed persons

If you receive unemployment benefit or citizen's income, you do not pay health insurance contributions.

Are you receiving unemployment benefits or citizen's income from the Federal Employment Agency or a job centre? During this time, you will automatically remain insured under the statutory health and long-term care insurance schemes. You can continue to claim all benefits as usual. The Employment Agency or Job Centre will pay your contributions for you. This also applies if you are not receiving unemployment benefits due to a waiting period but have registered with the Employment Agency.

Are you not receiving any benefits from the Employment Agency or Job Centre? Then you have two options for ensuring your insurance cover:

  • non-contributory family insurance  or
  • contributory continued insurance

    • Please inform us

    Regardless of whether you have registered with the employment agency or job centre or not, health insurance is compulsory during unemployment. Therefore, please inform us so that we can find the right insurance cover for you.

    0800 072 572 572 50

    Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

    0800 072 572 587 00
    Mon - Fri | 8 a.m. - 8 p.m. toll-free

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