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0800 072 572 572 50

Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

0800 072 572 587 00
Mon - Fri | 8 a.m. - 8 p.m. toll-free

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English Advice & Services Foreign consulting Foreign travel insurance

Additional cover: Foreign travel insurance

The best possible protection during overseas travel at especially affordable rates

Considering health insurance for your overseas travel? Then you may find the following information helpful. The benefits of statutory health insurance are limited to European countries and do not offer global cover. SBK is therefore not permitted to reimburse any costs you may incur here, or is only able to cover your costs to a limited extent, depending on the country. SBK is not generally permitted to cover the cost of medical transfers back to Germany, for example. 

That’s why we recommend taking out additional cover before departing on your journey: Foreign travel health insurance, like the RD tariff for families and for singles from ERGO. This way you can enjoy worldwide insurance cover when abroad.

Eine vierköpfige Familie sitzt am Flughafen in einem Wartebereich.

Travel health insurance – your SBK benefits

  • Exclusive 10% discount 
  • Global insurance cover overseas with the powerful overseas travel health insurance from ERGO
  • Always valid for the first ten weeks of any overseas travel 
  • 24-hour emergency hotline for optimal support in the event of a claim 
  • Fast, easy and convenient online tariff conclusion
  • Especially affordable family contribution for all of your family members living within the same household (including children up to 25 years of age) and wanting travel health insurance 
  • No health check

    • Overview of services

  • 100% of the cost of medically necessary emergency inpatient and outpatient care, including prescribed medications 
  • Remedies and aids 
  • Travel costs to the nearest medically suitable doctor or hospital 
  • Dental conservation treatment, dental care to stop pain and denture repair
  • Medical care in the event of complications during pregnancy
  • Medical transfer back to Germany if deemed medically sensible and reasonable

    • Contributions

    Contributions under the single tariff

    AgeAnnual contribution including 10% SBK discount

     

    64 or younger

    		€11.61
    65 to 69€24.66

    70 or older

    		€40.41

     

    Contributions under the family tariff

    AgeAnnual contribution including 10% SBK discount

    64 or younger

    		€26.91

    65 to 69

    		€49.32

    70 or older

    		€80.82

    Note: Children are insured under the family tariff until they reach the age of 25.

    Tip: For couples under 64 without children, two individual tariffs are cheaper than the family tariff.

    Online tariff conclusion

    Conclude your policy digitally and conveniently via the ERGO website (only in German). 

    We will be pleased to answer any questions you have in English by email on beratung@ergo.de. Please ensure you put "SBK customer" in the subject line. We will usually answer within 48 hours.

     

    Request a refund

    You first pay the invoice for your medical treatment abroad yourself. For reimbursement, simply submit your photographed or scanned invoice digitally via the ERGO website

    Alternatively, you can send your original invoice to ERGO by post, stating the contract number of your international health insurance:

    ERGO Krankenversicherung AG
    Karl-Martell-Straße 60
    90344 Nürnberg

    0800 072 572 572 50

    Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

    0800 072 572 587 00
    Mon - Fri | 8 a.m. - 8 p.m. toll-free

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