Contribution rate
You can count on fair contributions with SBK
Our general contribution rate for health insurance is 17.5 percent. This includes the additional contribution of 2.9 percent. This puts us in line with the average for statutory health insurance companies. With us, you receive individual advice and we provide high-quality medical care - because quality is particularly important to us.
The amount of your health insurance contributions depends on your income. If your income reduces, so do your contributions. If it increases, so do your contributions – up to the maximum limit (the contribution assessment ceiling). Whether you are an employee, self-employed worker, trainee, student or family member, find out more about your individual insurance cover and your contributions here:
Contribution assessment ceilings for 2025
Insurance branch | Monthly | Annually |
---|---|---|
Health and nursing care insurance | €5,512.50 | €66,150 |
Pension and unemployment insurance | €8,050 | €96,600 |
Reduction of tax liability through health insurance contributions: the Citizens Relief Act (Bürgerentlastungsgesetz)
Reduction of tax liability through health insurance contributions: The Citizens Relief Act (Bürgerentlastungsgesetz)
With the introduction of the Citizens Relief Act, you can fully offset expenses for statutory health insurance and social nursing care insurance as a separate expense from your taxes. Learn more about this on the