You can count on stable contributions with SBK
Our general contribution rate is 15.9%, which includes an additional contribution of 1.3%. You can always come to us for advice that’s tailored exclusively to your needs. We will make sure you get top-class medical care – because quality is our priority.
Your contributions for health insurance depend on your income. If your income reduces, so do your contributions. If it increases, so do your contributions – up to the maximum limit (the contribution assessment ceiling). Whether you are an employee, self-employed worker, trainee, student or family member, find out more about your individual insurance cover and your contributions here:
Contribution assessment ceilings for 2020
|Health and nursing care insurance||€4,687,50||€56,250|
|Pension and unemployment insurance (old federal states)||€6.900||€82,800|
|Pension and unemployment insurance (new federal states)||€6,450||€77,400|
Reduction of tax liability through health insurance contributions: the Citizens Relief Act (Bürgerentlastungsgesetz)
With the introduction of the Citizens Relief Act you can fully offset expenses for statutory health insurance and social nursing care insurance as a separate expense from your taxes starting with the 2010 tax year. You can find out more about the Citizens Relief Act from your personal consultant.