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Contribution rate

You can count on fair contributions with SBK

Our general contribution rate for health insurance is 16.3 percent. This includes the additional contribution of 1.7 percent. This puts us in line with the average for statutory health insurance companies. With us, you receive individual advice and we provide high-quality medical care - because quality is particularly important to us.

The amount of your health insurance contributions depends on your income. If your income reduces, so do your contributions. If it increases, so do your contributions – up to the maximum limit (the contribution assessment ceiling). Whether you are an employee, self-employed worker, trainee, student or family member, find out more about your individual insurance cover and your contributions here:

Contribution assessment ceilings for 2024

Insurance branch



Health and nursing care insurance


Pension and unemployment insurance (old federal states)

€7,550 €90,600 

Pension and unemployment insurance (new federal states)

€7,450 €89,400 

Reduction of tax liability through health insurance contributions: the Citizens Relief Act (Bürgerentlastungsgesetz)

With the introduction of the Citizens Relief Act, you can fully offset expenses for statutory health insurance and social nursing care insurance as a separate expense from your taxes, starting with the 2010 tax year. Learn more about this on the health insurance and tax returns page.

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