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0800 072 572 572 50

Mon - Fri | 8 a.m. - 6 p.m. toll-free within Germany 

0800 072 572 587 00
Mon - Fri | 8 a.m. - 8 p.m. toll-free

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Contribution rate

You can count on fair contributions with SBK

Our general contribution rate for health insurance is 17.5 percent. This includes the additional contribution of 2.9 percent. This puts us in line with the average for statutory health insurance companies. With us, you receive individual advice and we provide high-quality medical care - because quality is particularly important to us.

The amount of your health insurance contributions depends on your income. If your income reduces, so do your contributions. If it increases, so do your contributions – up to the maximum limit (the contribution assessment ceiling). Whether you are an employee, self-employed worker, trainee, student or family member, find out more about your individual insurance cover and your contributions here:

Find out more about your individual insurance cover and your contributions:

All the information you need concerning your health insurance contribution

With SBK you can insure your family contribution-free

Contribution information for trainees and school pupils

All the information you need concerning insurance and contributions

All you need to know about health insurance for self-employed workers

Information about contributions for voluntary health insurance

All of the information you need concerning your contribution when you retire

If you receive unemployment benefits (ALG I or ALG II), you do not pay any contributions for health insurance

Contribution assessment ceilings for 2025

Insurance branch

Monthly

Annually

Health and nursing care insurance

€5,512.50€66,150 

Pension and unemployment insurance

€8,050 €96,600 

Reduction of tax liability through health insurance contributions: the Citizens Relief Act (Bürgerentlastungsgesetz)

Reduction of tax liability through health insurance contributions: The Citizens Relief Act (Bürgerentlastungsgesetz)

With the introduction of the Citizens Relief Act, you can fully offset expenses for statutory health insurance and social nursing care insurance as a separate expense from your taxes. Learn more about this on the health insurance and tax returns page.

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    0800 072 572 587 00
    Mon - Fri | 8 a.m. - 8 p.m. toll-free

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