You can count on stable contributions with SBK
Our general contribution rate is 16.1%, which includes an additional contribution of 1.5%. You can always come to us for advice that’s tailored exclusively to your needs. We will make sure you get top-class medical care – because quality is our priority.
Your contributions for health insurance depend on your income. If your income reduces, so do your contributions. If it increases, so do your contributions – up to the maximum limit (the contribution assessment ceiling). Whether you are an employee, self-employed worker, trainee, student or family member, find out more about your individual insurance cover and your contributions here:
Contribution assessment ceilings for 2023
|Health and nursing care insurance||€4,987,50||€59,850|
|Pension and unemployment insurance (old federal states)||€7,300||€87,600|
|Pension and unemployment insurance (new federal states)||€7,100||€82,200|
Reduction of tax liability through health insurance contributions: the Citizens Relief Act (Bürgerentlastungsgesetz)
Reduction of tax liability through health insurance contributions: The Citizens Relief Act (Bürgerentlastungsgesetz)
With the introduction of the Citizens Relief Act, you can fully offset expenses for statutory health insurance and social nursing care insurance as a separate expense from your taxes, starting with the 2010 tax year. Learn more about this on the health insurance and tax returns page.