All of the information you need concerning your contribution when you retire
|Revenue type||Contribution rate for health insurance||Contribution rate for the additional contribution||Contribution rate for nursing care insurance|
|Statutory pension under the German pension insurance scheme||14.6%||1.3%||3.05%*|
|Foreign pensions and agricultural pensions||7.3%||0.65%||3.05%*|
|Benefit payments and earned income||14.6%||1.3%||3.05%*|
* For members without children, the contribution rate increases by 0.25 contribution rate points to 3.30% at the end of the month in which the member reaches the age of 23.
If the total amount of benefit payments and earned income is below the statutory monthly minimum income limit of €155.75 (2019), the obligation to pay contributions shall not apply.
In total, however, contributions are only calculated up to the contribution assessment ceiling. In 2019, this ceiling is €4,537.50 per month.
There is a special minimum income limit for pensioners with voluntary insurance. In 2019, this limit is €1,038.33 per month. Contributions are calculated from this amount at a minimum, even if your actual income is lower than that.
Subsidy from your pension insurance provider
The pension insurance institute contributes towards the health insurance contributions from statutory pensions at a rate of 7.3% and to the additional contribution at a rate of 0.65%. Contributions from foreign pensions, benefit payments and income from self-employed work are paid by you alone.
Please transfer your contributions to SBK, HypoVereinsbank, IBAN: DE58 7902 0076 0027 9131 99, BIC: HYVEDEMM455