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SBK provides you with child sickness benefits so that you can stay at home to look after your sick child
When it comes to child sickness benefits, a portion of your gross salary will be paid by your health insurer when your child is sick, allowing you to focus on looking after your little one.
In order to receive child sickness benefits from SBK, you must not be receiving any salary from your employer during this period, your child must have statutory health insurance cover and there must be no other person in your household capable of looking after your child in your place.
As of 1 January 2015, child sickness benefits amount to 90% of the parent’s usual net earnings. If in the last 12 calendar months prior to taking time off work they have received lump-sum payments, the value of the child sickness benefits rises to 100% of the usual net earnings. The gross maximum amount of sickness benefits paid out for a sick child is €103.25 for each calendar day (2018).
The sickness benefits paid out to help care for a sick child are generally subject to deductions for nursing care, pension scheme contributions and unemployment insurance. The SBK deducts these contributions prior to paying out the sickness benefits and transfers them to the relevant insurance provider along with the amounts to be paid by SBK.
Contact your paediatrician or GP to request a medical certificate to cover sickness benefits in the event of child sickness. Please complete the form on the back of this document and send the certificate to SBK, 80227 Munich, Germany. Payment will be made to you as soon as we receive the necessary documents from your employer.