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Child sickness benefits

SBK provides you with child sickness benefits so that you can stay at home to look after your child.

With child sickness benefits, 90% of your usual net earnings will be paid by SBK, allowing you to focus on looking after your little one. On this page, you can find out more about the conditions that apply and what else you need to bear in mind.

A mother strokes her sleeping son's head

When it comes to child sickness benefits, a portion of your gross salary will be paid by your health insurer when your child is sick, allowing you to focus on looking after your little one.

In order to receive child sickness benefits from SBK, you must not be receiving any salary from your employer during this period, your child must have statutory health insurance cover and there must be no other person in your household capable of looking after your child in your place.

Here’s how to take advantage of child sickness benefits

Contact your paediatrician or GP to request a medical certificate to cover sickness benefits in the event of child sickness. Please complete the form on the back of this document and send the certificate to SBK, 80227 Munich, Germany. Payment will be made to you as soon as we receive the necessary documents from your employer.

Child sickness benefits – your SBK benefits:

Here’s how to take advantage of child sickness benefits

You can complete the application for child sickness benefits due to the pandemic online – proof of closure due to the pandemic from the nursery or school is not required. You can use the Meine SBK app or the website address meine.sbk.org/child-sickness-benefits. This means that we will receive your application immediately, you will save the costs of postage and can focus on looking after your child.

If the care is needed because your child is ill, please send us the doctor’s certificate in the usual way. In this case you can also complete your application online – on the Meine SBK app or at meine.sbk.org/child-sickness-benefits.

Alternatively, please complete the form on the back of this document and send the certificate by post to: SBK, 80227 Munich, Germany. Payment will be made to you as soon as we receive the necessary documents from your employer.

Your personal consultant will be happy to advise you on child sickness benefits.