sbk.org Magazin Arbeitgeberservice Leistungserbringende Karriere Unternehmen Presse & Politik Search
Become a member Contribution rate Free family insurance Registration for Meine SBK SBK bonus program
GermanLogin
Become a member
Become a member Become a member Expat Employees Family Trainees Students Self-employed workers Become an SBK member in one step Awards About us Become an SBK member in one step Declaration of accession Call-back service prospective clients Contact form prospective clients About us Responsibility and Sustainability Health care in Germany Insurance & Service Insurance & Service Services Insurance and tariffs Services Alternative medicine Being abroad Personal advice Precaution and prevention Recovery Pregnancy Children Dental health Insurance and tariffs Contribution Family insurance Nursing care insurance SBK healthcare card Meine SBK Meine SBK Frequently asked questions Terms of use Contact
Become a member Contribution rate Free family insurance Registration for Meine SBK SBK bonus program
German Search
Become a member Contribution rate Free family insurance Registration for Meine SBK SBK bonus program
Contact

0800 072 572 572 50

7 days / 24h toll-free within Germany 

Menu Become a member Health care in Germany Insurance & Service Meine SBK Contact Become a member Expat Employees Family Trainees Students Self-employed workers Become an SBK member in one step Awards About us Insurance & Service Services Insurance and tariffs Meine SBK Frequently asked questions Terms of use Become an SBK member in one step Declaration of accession Call-back service prospective clients Contact form prospective clients About us Responsibility and Sustainability Services Alternative medicine Being abroad Personal advice Precaution and prevention Recovery Pregnancy Children Dental health Insurance and tariffs Contribution Family insurance Nursing care insurance SBK healthcare card Magazin Arbeitgeberservice Leistungserbringende Karriere Unternehmen Presse & Politik GermanLoginBecome a member now
Become a member
English Insurance & Service Services Precaution and prevention SBK Bonus Scheme

SBK Bonus Scheme

Motivated, activated and rewarded.

Are you regularly taking care of your health? It’s great that you're taking the time to do that. Now you can reward yourself for your healthy lifestyle with the SBK Bonus Scheme. It’s easy to get involved digitally via the Meine SBK app. This allows you to keep track of your bonus activities wherever you are and at any time – all together in one place along with other SBK services.

Eine Frau sieht sich ihr SBK-Bonusprogramm-Guthaben in der Meine SBK-App an.

SBK Bonus Scheme – your benefits

  • Easily take part via the Meine SBK app.
  • Save up to €20 for each health activity.
  • You will get a bonus for vaccinations, going to the gym and much more.
  • You can submit your activities at any time from anywhere.
  • In your Meine SBK account you will find the bonus scheme for your children under 15 years old covered by family insurance. Children from the age of 15 can take part in the bonus scheme digitally via their own account.
  • It's that simple

    OffersYou receive a bonus forFrequencyReward 2024
    Statutory dental check-upsTreatment from a dentist in order to have healthy teeth.1× per year€5
    Professional dental cleaningProfessional dental cleaning1× per year€10
    Vaccinations
    or Travel vaccinations
    Recommended vaccinations and protective vaccinations recommended for travel abroad.for each vaccination in the year€5 for each proof
    Health check-up 18 or olderHealth checks for the early detection of diseases with your healthcare card

    1x between the ages of 18 and 34,
    from the age of 35 every three calendar years.

    €5
    Skin cancer screening 18 or olderSkin cancer check-up1x between the ages of 18 and 34,
    from the age of 35 every two calendar years.
    €5
    Colon cancer screening 50 or olderTests (stool test or colonoscopy) for the early detection of colon cancer

    1x between the ages of 50 and 54,
    from the age of 55 every two calendar years.

    €5
    Early detection screenings for men and womenScreenings for women over the age of 18 for the early detection of e.g. breast cancer and cervical cancer and for men over the age of 45 for e.g. prostate tactile examinationsusually once a year, depending on the age and type of screening€5 for each proof
    Health initiatives at workParticipation in health campaigns organised by your employer2× per year€5 for each proof
    Certified (online) health classesParticipation in certified (online) health classes in the areas of movement, nutrition, stopping smoking, relaxation or stress relief2× per year€20 for each proof
    Swimming badgeSwimming badge awarded by the German Olympic Sports Confederation and its affiliated clubs and the DLRG1× per year€20
    Sports badgeSports badge awarded German Olympic Sports Confederation for all types of sport and its affiliated clubs as well as any performance badge of a sports association1× per year€20
    Active membership at a gym or sports classTraining or sports class (e.g. climbing or dance lessons) with a qualified instructor1× per year€20
    Active membership in a sports club or sports classactive membership in a sports club or regular participation in a sport at university or a company or sports class (e.g. climbing or dance lessons)1× per year€20
    Fit and activeActive participation in sporting events under qualified leadership, e.g. organised city runs or hikes coordinated through the German Alpine Club (DAV)2× per year€20 for each proof
    10,000 Step Challenge*walk/run at least 10,000 steps for seven days in a row2× per year€20 for each proof

    With the SBK Bonus Scheme, you can reward yourself with €250 or more.

    *We only reward this activity when you use our Bonus Scheme digitally via Meine SBK.

    Type of serviceYour child receives a bonus forFrequencyReward 2024
    Statutory dental check-upsTreatment from a dentist in order to have healthy teeth2× per year€10 for each proof
    Vaccinations
    or Travel vaccinations
    recommended vaccinations and protective vaccinations recommended for travel abroad.for each vaccination in the year€5 for each proof
    U and J-Check-upsU1-U11, J1 and J21× per year€10
    Company health initiatives for young people who are employedParticipation in health initiatives offered by your employer2× per year €5 for each proof
    Certified (online) health classesParticipation in certified (online) health classes in the areas of movement, nutrition, stopping smoking, relaxation or stress relief2× per year€20 for each proof
    Active membership at a gym or sports classTraining or sports class (e.g. climbing or dance lessons) with a qualified instructor1× per year€20
    Active membership in a sports club or sports classActive membership in a sports club or regular participation in a sport at a company or sports class1× per year€20
    Swimming badgeSwimming badge awarded by the German Olympic Sports Confederation and its affiliated clubs and the DLRG1× per year€20
    Sports badgeSports badge awarded German Olympic Sports Confederation for all types of sport and its affiliated clubs as well as any performance badge of a sports association1× per year€20
    Fit and activeActive participation in sporting events under qualified leadership, e.g. organised city runs or cycling tours coordinated through the General German Cycling Club (ADFC)2× per year€20 for each proof
    10,000 Step  Challenge*walk/run at least 10,000 steps for seven days in a row2× per year€20 for each proof

    With the SBK Bonus Scheme, you can reward yourself with €250 or more.

    *We only reward this activity when you use our Bonus Scheme digitally via Meine SBK.

    How to take part in the SBK Bonus Scheme digitally:

  • Log in via the Meine SBK app. There you can select the SBK Scheme. 
  • Right after logging in with your password, set up the two-factor authentication, if you have not done so already. Only then will you have full access to the SBK Bonus Scheme in the app and be able to see your bonus credit.
  • Collect your activities digitally using your smartphone.
  • Simply select the ‘Redeem credit’ field in Meine SBK. You can then select the bonus you want.
  • Good to know:

  • All insured persons from aged 15 or older can use the SBK Bonus Scheme digitally through their own Meine SBK account.
  • You can also use the SBK Bonus Scheme digitally for your children up to the age of 14, simply via your Meine SBK account.
  • If you do not have a smartphone, you can take part in the Bonus Scheme in paper form and submit your documents to us by post. You can order a printed from for collecting stamps with your personal consultant. It is valid for one calendar year.
  • If you still have collected stamps, you can submit it with the activities already recorded via the app.
  • How the tax-free bonus payment works

    You can use your collected bonus amount for the following services outside of the regular scope of benefits of statutory health insurance. The advantage is that this option will have no tax implications for you. You will find more information at sbk.org/tax.

    These invoices are eligible for reimbursement of the collected bonus:

  • All receipts for the recognition of the bonus activities (e.g. costs paid for sports club, gym or sports course, etc.)
  • Private invoices for medical treatment (known as ‘IGeL’ services)
  • Private invoices from an alternative practitioner (such as for natural treatment methods, bioelectric procedures or traditional Chinese medicine) 
  • Invoice for training on breast self-examination by medical touch diagnosticians
  • Private invoices for acupuncture
  • Private invoices for dental treatment (for example professional teeth cleaning)
  • Invoices for glasses lenses and contact lenses for improving vision
  • Invoices for devices that measure and record your fitness and health status (e.g. self-tests and rapid tests for coronavirus antibodies, blood pressure monitor)
  • Invoices for fitness trackers
  • Premium invoices for health and supplementary care insurance, private accident and occupational disability insurance
  • Class fees for first-aid courses (including those taken for driving licences)
  • Invoices for sports and fitness equipment (such as in-line skates, balls, bicycle helmets)
  • Fees for (non-certified) sports, fitness and health classes, as well as health apps, that offer online courses for preventive care or fitness building
  • Private invoices for sports examinations
  • Private invoices for general anaesthesia
  • Private prescriptions for vaccines, as well as private invoices for medical vaccinations (vaccination costs)
  • Private invoices for face masks
  • Frequently asked questions about the SBK Bonus Scheme

    More information can be found on the page Frequently asked questions about the SBK Bonus Scheme.

    Folgen Sie uns auf

    Facebook
    Instagram
    YouTube
    X
    LinkedIn
    XING
    TikTok
    Cookie Settings Accessibility & simplified language Contact SBK Legal information Privacy

    Your website settings

    We use required cookies, which are necessary for the operation of the website, in order to provide you with an optimal website experience. Additional cookies and technologies are only used if you agree to them. These cookies and technologies are used for statistical purposes and for other functions on the website:

  • Required cookies
  • Statistic cookies
  • External services
  • By clicking on ‘Agree’ and then on ‘Save’, you accept this and the transferring of your data to third parties.

    For more information, including regarding the processing of data by third party providers, see your Settings and our Privacy Policy. You can decline the use of cookies or change your Settings at any time.

    Accept About the settings

    You have the choice of which cookies and external services you allow:

    These cookies are necessary to enable you to navigate through the pages and use essential functions.

    These cookies help us to better understand user behaviour.

    On this page, services provided by third parties are integrated. They provide their services independently. In individual cases, cookies must be set for these functions.

    Privacy Policy

    Save Settings

    By clicking on ‘Next’ you are consenting to the transfer of data to the provider in question. More information about data transfer can be found in our privacy policy at sbk.org/data-protection .

    Note that you will be leaving the SBK website, at which point the privacy policy of the respective provider shall apply.

    Next