Lots of extra benefits and a bonus scheme tailored to expectant parents
We want you and your baby to be healthy and well cared for. That’s why we provide you with lots of extra benefits during pregnancy that go beyond the statutory minimum.
With our exclusive SBK Babyglück, you and your family benefit from extra services worth up to €200 in total. These include selected additional benefits and services worth up to €150 and the Babyglück bonus scheme where you can earn an additional €50 bonus. And the best thing about SBK Babyglück: additional benefits allow you to choose the additional check-ups and classes that you feel are most important for you and your baby at the time.
Extra services included in the SBK Babyglück:
You know best what’s good for you and your family. That’s why we offer you a flexible benefit – up to €150, which you can use for any three selected additional benefits and services you want: additional preventative check-ups, a shared birth preparation course with your partner and an on-call midwife service. Simply combine the additional services you feel are most important for you and your child.
You and your child will receive comprehensive care through the statutory check-ups conducted during pregnancy. You can find out which services are included in the statutory provision of care on our ‘Health checks for expectant mothers’ page.
We want you to feel well looked after and have greater peace of mind during your pregnancy. That’s why with us you receive additional preventative check-ups as an expectant mother that go beyond the statutory standard. You can use your flexible €150 benefit to have additional examinations during your pregnancy if desired:
- Toxoplasmosis test
- Cytomegalovirus (CMV) test
- Group B streptococcus test
- Detection of chickenpox or slapped cheek syndrome antibodies
More information about the additional check-ups:
Shared birth preparation course
Alternatively, you can put part of your flexible €150 benefit towards a shared birth preparation course. Many expectant parents and couples are keen to prepare for the birth of their child together. SBK not only covers the costs for you as an expectant mother, but also for your partner or another chosen birthing companion for courses from approved participating midwifes or physiotherapists.
You can find out which other costs we cover for midwife care and how to find an approved participating midwife on our ‘Midwife services’ page.
On-call midwife service
There for you in person at the key moment of birth itself: arrange for an on-call service with the midwife of your choice for the final five weeks leading up to your due date. Within your flexible €150 benefit, we will cover the costs for an approved participating midwife chosen by you. You can find out which other costs we cover for midwife care and how to find an approved participatingmidwife on our ‘Midwife services’ page.
Please note: Birth preparation courses with your partner are new services on offer from 2021. We have also increased the amount available to you. As such, this allowance is only granted for services provided on or after 1 January 2021.
What if you receive services prior to 1 January 2021? Your personal consultant will be happy to advise you on whether and to what extent reimbursement is possible.
Pharmacy-only medicines during your pregnancy
During pregnancy, iodine, folic acid, magnesium and iron are among the most important nutrients and minerals for mother and baby. That’s why we reimburse up to €150 of the cost of these four pharmacy-only medicines flexibly in the SBK Babyglück bonus scheme to cover your individual need during your pregnancy.
Important information about reimbursement:
- The costs of iodine, folic acid, magnesium and iron as single or combination drugs are reimbursed.
- Confirmation from your doctor of medical necessity
- Pharmacy invoice
Babyglück bonus scheme
A very special bonus for regular check-ups: we want to reward you for being proactive about your health and that of your baby. You can earn up to €50 this way through the Babyglück bonus scheme.
Collect stamps for your check-ups in the Babyglück bonus booklet to receive up to €50, which you can put towards baby classes, such as baby swimming or massage,so you can go on a journey of discover together with your child.
Your can redeem your bonus for baby courses with health-related content, e.g. baby massage, baby care, baby swimming, baby yoga, PEKiP, Delfi, Buggyfit, baby gym class.
SBK Babyglück – your benefits
- You can receive attractive extra benefits for your whole family around your pregnancy, worth up to €200.
- With selected additional check-ups, we want to offer you a bit more peace of mind during this special time.
- You will get extras like an allowance to be put towards a shared birth preparation course or for baby courses such as baby massage.
- The SBK Babyglück is flexible and customised – you decide what matters to you and your baby.
It’s this easy to make the most of the services provided in the SBK Babyglück:
The only requirement for being able to choose the appropriate SBK Babyglück benefits and services for your family is that the expectant mother must be insured with SBK at the time at which the service is used.