In order to receive sickness benefit, you need to have selected the option for statutory sickness benefit from the 43rd day of incapacity for work. If you are self-employed, the level of sickness benefit is in line with your previous income before you fell ill; this will, however, be limited to a maximum of the income from which contributions have been paid.
Your sickness benefit equals 70% of the average daily income to a maximum of €103.25 per calender day (2018).
Self-employed people can also secure an even higher level of sickness benefit with the premium tariff. You can get more information on the premium tariff from your personal consultant.
If unemployment, nursing care or pension insurance cover is obligatory, sickness benefit is reduced by the proportion of contributions to be paid by the insured person towards unemployment, nursing care and pension insurance. SBK deducts these contributions prior to paying out the sickness benefits and transfers them to the relevant insurance provider along with the amounts to be paid by SBK.