Mr Smith requests exemption from co-payments with SBK. He receives a pension of €800.00 per month before social security and taxes are deducted (gross pension). In addition he receives rental income of €150.00 per month.
Income | Monthly amount | Annual amount |
---|
Pension | €800.00 | €9.600.00 |
Rental income | €150.00 | €1.800.00 |
Total | | €11.400.00 |
Mr Smith has a gross annual income of €11,400.00. This means that he has to pay up to €228.00 in co-payments per year. Co-payments that exceed this amount will be reimbursed by SBK.
This year he has already made multiple payments towards his treatment costs, like when he was in hospital for an extended period:
Service | Co-payment amount |
---|
Hospital treatment | €200.00 |
Medication | €20.00 |
Therapeutic exercise | €20.00 |
Total | €240.00 |
So this year, he has already paid €240.00 in co-payments. Since his individual co-payment limit is €228.00, SBK has reimbursed him €12.00. He has also received an exemption pass so that he does not have to make any more co-payments this year.
If Mr Smith were chronically ill, his individual co-payment limit would be €114.00. Then, he would have been reimbursed €126.00.