Health insurance with personal advice for self-employed workers.

I’m a long-time SBK customer and really appreciate always having a personal consultant on hand. When I became self-employed in 2007, I was able to rely on support from my personal consultant. She helped answer all of my questions and offered me personal support based on me and my individual situation. I had the feeling that she simply makes it a personal mission to provide good advice and even clarify things that I had not yet thought of.


Almuth Sprengel Hohenhameln


‘As personal consultants at SBK, we think outside the box and keep the big picture in mind. Often our customers are not aware of all of the options at their disposal. Self-employed workers have a lot of their plates. That’s why I try to put myself in their shoes so I can offer them the help and support they need, when filling out applications, for example. Often lots of things can be clarified in just one simple phone call and you can avoid sending unnecessary paperwork back and forth.’

Sarah von Häfen
SBK consultant, Bremen

Top services for self-employed workers.

Personal Specialist and Hospital Search

Looking for the right specialist? We’ll find them for you.


Exclusively with SBK: your personal consultant will find your specialists recommended by doctors and patients in your area.

Retention Tariff

Rarely find yourself in the doctor’s surgery? That can pay off for you.


Benefit from your health and get a financial reward every year.

Meine SBK

A true time-saver: your personal online self-service branch


You can manage a number of your affairs from the comfort of your home or while out and about – without worrying about opening times.

An overview of our services for self-employed workers