Employees Health Insurance

There are a number of important preventive medical checkups available to you. These enable you to be sure of your health or detect changes at an early stage. Because your health is very important to us, we offer you a comprehensive package of preventive care services.

Thanks to our special network of medical practices, clinics, and outpatient surgery centers, you benefit from convenient and quick access to special services and innovative treatment methods that go beyond the statutory framework. You also benefit from short waiting times and can rest assured that we will cover the costs.

Of course, your family members are also in good hands with SBK. As a rule, your family members are covered free of charge and enjoy the same high-quality insurance protection and the entire range of SBK services with SBK family insurance. And as is customary at SBK, your SBK consultant is available to assist you and your entire family.

With SBK you will be well prepared when you go on holiday. Our experts in SBK Overseas Consulting will be happy to advise you before and during your travels on everything you need to know about your destination. We will also cover 100% of the costs of the travel vaccinations recommended by the Standing Committee on Vaccination (STIKO). And we’re there for you even when you’re travelling: you can access the SBK Health Helpline from abroad at any time – for peace of mind even when you’re away from home.

SBK rewards you for your healthy choices. For everything you do to promote your health, you get a bonus that you can redeem in exchange for attractive services. For example, you can use your collected bonus on invoices for fitness trackers (like the Apple Watch), for private sports examinations or for sports and fitness equipment (like a bicycle helmet).

With our Meine SBK app, you can take care of many matters relating to your health insurance digitally, saving you valuable time. In addition to flexible digital services, your SBK consultant is available to answer any questions you may have and provide individual advice. This includes, for example, finding the right specialist for your individual health needs and the SBK appointment service, through which we can arrange an appointment with a specialist for you directly.

There are lots of health insurers in Germany, and they offer a range of different services and benefits. That’s why the quality of your future healthcare partner, in addition to the strong services they offer, is a crucial consideration when choosing your cover. With SBK you have the support of your SBK consultant who will come up with individual solutions for you based on our strong services – an extra benefit when it comes to the most important aspect of your well-being – your health.

Switching to SBK is super easy – it just takes three simple steps: complete a declaration of accession; terminate your old health insurance; send us your old health insurer’s confirmation of your termination – and then you’re a member of SBK. And if you want it to be even easier, just let our team of SBK consultants take care of your switch. We’ll be happy to do it for you. Just call us on 0800 072 572 587 00 (free of charge within Germany). We look forward to welcoming you as a member!

In good time, before your switch to SBK, you will receive a membership certificate, which your employer needs within the termination notice period. We will be happy to inform your employer for you that you have switched health insurers. That’s all you need to do – we’ll take care of the rest.

Naturally, your loved ones too are in safe hands with SBK. Your family members are generally included in your insurance free of charge and with SBK family insurance they can enjoy the same high-quality insurance cover and the entire range of SBK services and benefits. And, as is standard with SBK: your SBK consultant is there for both you and your entire family.