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    7 days / 24h toll-free within Germany 

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Your health insurer – your benefits

Personal advice makes the difference.

When it comes to your health, top-class advice is especially important, in addition to strong services. At SBK you always get this from your personal consultant – advice you can trust, that is personal and individual to you. Your personal consultant is on your side right from the start. They can answer all of your questions about your health cover, help you submit forms and applications, help you find recommended specialists and come up with an individual solution just for you from our services. That’s why our customer service always gets the highest ratings – from those who know it best: our customers.

Learn more about how SBK can help:


In safe hands right from the start: with individual advice, subsidised travel vaccinations, additional preventive care services and an attractive bonus scheme.


Summa cum laude for your health insurance: with individual advice including on semesters abroad, travel and your insurance during work placements and student jobs.


Always there when you need us: with personal advice, a Personal Specialist and Hospital Search, attractive subsidies, alternative medicine options and an extensive preventive care programme.


Put your entire family in safe hands: with strong services like extensive prenatal care, a paediatrician and specialist search, and personal advice and support for every member, young and old alike.

Selbstständiger Frau und Mann

Self-employed workers

For anyone with high standards and very little time: with individual advice 24/7 – in person, by telephone or online, assistance calculating your exact contribution and attractive rewards for your health.

General information about SBK and insurance cover