Because healthcare is all about trust
With us your family is in the safest hands.
Regardless of whether you are just starting to plan for a family or you already have children, with SBK the individual needs and requirements of your family are our focus right from the beginning. Whether it’s pregnancy support, children’s medicine or general healthcare and support. Always on your side: your personal consultant is ready to help you in every single matter – so you and your family can feel comfortable and safe, from the youngest to the oldest member.
The good news:
You can become an SBK member in just two steps and enjoy all of the benefits of membership. Find out more here.
Additional benefits for you and your family
SBK Bonus Scheme
Preventative care pays off with SBK. And we think your commitment to your health is worth rewarding each year with an attractive bonus in the SBK Bonus Scheme. Adults receive up to €110 and more for the actions they take to promote their health, and children up to the age of 14 receive up to €90 and more per year.
Vaccinations – protection with peace of mind
Vaccinations provide protection and it’s important to check your vaccination record regularly to ensure it is up to date. We’ll be happy to advise you on this matter. We will also cover the full cost of the vaccinations recommended by the Standing Committee on Vaccination (STIKO) for you and your family.
Home help on prescription
There are situations in life where a little support is a great gift. This is also the case, for example, when you wish to relax and get healthy again and leave the household to an experienced professional or trusted person. After all, if you know your children are in good hands, you can relax and enjoy some peace of mind.
Meine SBK (online self-service): do everything digitally
With Meine SBK (the online self-service branch), you can sort out lots of things concerning your health insurance online – it’s very convenient. For example, you can complete the annual family insurance form easily online and send it to us directly. Save valuable time and have the peace of mind of knowing that your family will continue to be fully covered.
Important questions about insurance cover for families
More SBK services for families
One contribution, all the services and benefits – for the whole family
With SBK family insurance, your family members are covered when it comes to health and nursing care insurance at no extra cost. And just like you, they enjoy all the benefits of SBK. This is generally true for all family members with a regular monthly income not exceeding €470.
So you can make sure that your loved ones are well cared for with just one contribution. Thanks to strong services for healthcare, alternative medicine, overseas stays, vaccinations and much more.
The generally applicable contribution rate for statutory health insurance is currently 14.6%, which is split equally between the employer and the employee. The additional contribution for SBK is currently 1.5% and half of this will also be covered by the employer.
You can find an overview of our SBK offer for employees here.