Because healthcare is all about trust

Children are generally insured free of charge: this is true for statutory family insurance in many cases. Basically parents can decide for themselves whether their offspring are covered by family insurance under the father or the mother. It therefore does not matter whether the parents are married. There are exceptions whereby children cannot be insured free of charge. We’ll be happy to advise you on this matter.

Medical examinations after the birth of the baby are generally covered by the mother’s health insurance. We are very pleased that your family has grown and wish to welcome your little one to our large SBK family. Inclusion in family insurance is very easy: once you have received the birth certificate, simply contact your personal consultant and we will take care of the rest for you and your baby.

Yes, you can switch even when you are pregnant – it’s very easy once the usual 18-month period of commitment for your old health insurer has elapsed. And the notice period is also just a short wait. It is just two months starting at the end of the month.

Switching to SBK is super easy – it just takes three simple steps: complete a declaration of accession; terminate your old health insurance; send us your old health insurer’s confirmation of your termination – and then you’re a member of SBK. And if you want it to be even easier, just let our team of consultants take care of your switch. We’ll be happy to do it for you. Just call us on 0800 072 572 587 00 (free of charge within Germany). We look forward to welcoming you as a member!

From your personal consultant. They can provide competent and personal advice on all of these important matters. We are also happy to help you directly with any other questions related to your family. With SBK you get individual answers to your questions for you and your family.

There are clear advantages to covering your entire family with one health insurer. For example, the entire family has one shared personal consultant who takes care of everything for everyone. They know you and your family and what’s important and relevant to you. This saves you valuable time, which you can use for yourself and your family.

Your personal consultant will be happy to arrange an appointment directly with a relevant specialist near you. This saves your time and gives you the peace of mind of knowing you are in the right hands when choosing a specialist.

You can use the SBK Osteopath Search online to find a qualified osteopath near you quickly and easily and get help from SBK in covering the costs. You can also get homeopathy as an SBK service through participating practitioners.

With the SBK Bonus Scheme, your healthy choices also pay off in the field of alternative medicine. From private invoices for acupuncture to Hufeland therapy services: as of 2018, you can use your rewards from the SBK Bonus Scheme for additional services in alternative medicine as well.

With Meine SBK (the online self-service branch), you can sort out lots of things concerning your health insurance online – it’s very convenient. For example, you can complete the annual family insurance form easily online and send it to us directly. Save valuable time and have the peace of mind of knowing that your family will continue to be fully covered.