Great insurance whatever the case

With individual support and excellent services.

At SBK you and your needs take priority – especially with your personal consultant who is on your side right from the start in all health-related matters. They will offer you advice and support in all matters pertaining to your health and your insurance cover: whether it concerns preventive care, applications for benefits and services, or the search for specialists and hospitals. Get advice in person, by telephone or by email. You can rely on us through every stage in your life and enjoy all-round protection.

The good news:

SBK starts with an additional contribution of 1.3% in 2021, keeping it at the same level for the fifth year in succession.

From 1 January 2021, it has also become even easier to switch to SBK. You can become an SBK member in just two steps and enjoy all of the benefits of membership. Find out more here.

Additional attractive benefits for you

• (Online) psychological counselling

  Whether it’s in terms of your family or job – when you are out of balance, quick help is valuable. With Selfapy, you can get it online or by phone from experienced psychologists. And best of all, we cover the costs for you!

• Early detection for men and women

  There is a range of important early detection screenings for you that you can take advantage of. That way you can be sure that you are healthy, or detect possible changes early. Your health is very important to us and so we offer you a comprehensive service package for preventative care.

• SBK Healthy Back

  SBK Healthy Back makes it easy to improve the health of your back in the long term. With our professional Healthy Back service, a specialised physiotherapist analyses your movements over the course of up to three appointments and develops a suitable exercise programme especially for you, which you can easily integrate into your day-to-day activity. We cover the full costs for you.

• Outpatient surgery

  Thanks to our network of doctors, hospitals and outpatient surgery centres, you can benefit from quick and easy access to highly qualified specialists – with special services and innovative treatment methods that go beyond statutory requirements. You will benefit from short waiting times and can also rely on us to cover the costs.

• SBK Appointments Service

  Are you trying to find a suitable doctor’s appointment? That can sometimes take time. Make it easy on yourself and hand over this task – this way you will gain time that you can use for other things. Use the SBK Appointments Service online or by telephone: all you have to do is let us know which doctor you want to see and when and we’ll be back in touch within three days with an appointment time to suit you.

• Personal Specialist and Hospital Search

  When choosing a suitable specialist, your personal customer advisor will give you guidance and security – with our Personal Specialist and Hospital Search. This provides you with guidance and security when making your decision – a valuable source of information exclusively for you. This service is of course free of charge for SBK customers.

• Free family insurance

  Naturally, your loved ones too are in safe hands with SBK. Your family members are generally included in your insurance free of charge and with SBK family insurance they can enjoy the same high-quality insurance cover and the entire range of SBK services and benefits. And, as is standard with SBK: your personal consultant is there for both you and your entire family.

Strong services, fair contributions

SBK offers you individual solutions from our services, with a personal consultant who is there for you to address all your concerns, requests and questions. Especially in times when you need the peace of mind of knowing that someone is fighting for you and taking care of everything, from A to Z. Someone who understands you and your needs.

You also get special services, like the Personal Specialist and Hospital Search, when you are looking for a specialist near you. We’ll even arrange an appointment with a specialist for you directly, so you can get better faster. And all of that for fair, affordable contributions.

Contribution amount – depends on your income

The generally applicable rate for statutory health insurance is currently 14.6% and the additional contribution for SBK is 1.3% – making 15.9% altogether. Of that, your employer pays half.

You can use our contribution calculator to find out your contribution.

Important questions about insurance cover